Construction Loans

Construction Loans from Start to Finish

Planters & Citizens Bank offers flexible construction financing to support your project from planning through completion, with local decision-making, competitive rates, and convenient digital tools to keep your build on track.
 

Built for Your Project

Whether you’re building a home or commercial property, our construction loans are designed to provide funding at each stage, helping you manage costs and timelines with confidence.
 

How It Works

  • Progress-Based Funding
  • Secured Financing
  • Seamless Transition
 

Local Lending Advantage

Our team understands the local market and works closely with you throughout the process, providing guidance and timely decisions to keep your project moving forward.
 

Manage with Ease

All loan products integrate with our online banking tools, giving you quick, convenient access to manage your finances anytime.
 

Connect With Our Lending Team

Stop by Planters & Citizens Bank today to speak with one of our knowledgeable and experienced loan officers:
 
  • Keith Anthony – Exec VP & Chief Lending Officer (NMLS ID #458593)
  • Vance Green – VP, Ag & Commercial Lender (NMLS ID #1449408)
  • Carol Shiver – Mortgage Lending Officer (NMLS ID #775800)
  • Michelle Brown – Consumer Lending Officer (NMLS ID #2263202)
 
Planters & Citizens Bank NMLS ID #770456