Commercial Loans

Commercial Loans to Power Your Business

Planters & Citizens Bank provides flexible commercial financing with competitive rates, helping businesses manage cash flow, invest in growth, and succeed with locally made decisions and convenient digital banking tools.
 

Built Around Your Business

Every business is different. That’s why our commercial loans are tailored to your specific needs, cash flow patterns, and long-term goals—so you have the right financing at the right time.
 

Loan Options

 
  • Inventory & Receivable Financing
  • Capital Expansion
  • Commercial Real Estate Loans
  • Equipment Financing
  • SBA Loans
 

Flexible Terms, Local Decisions

We offer a variety of loan terms based on your source of repayment, ensuring a structure that works for your business. All lending decisions are made locally by a team that understands your market.
 

Manage with Ease

All loan products integrate with our online banking tools, giving you quick, convenient access to manage your finances anytime.
 

Connect With Our Lending Team

Stop by Planters & Citizens Bank today to speak with one of our knowledgeable and experienced loan officers:
 
  • Keith Anthony – Exec VP & Chief Lending Officer (NMLS ID #458593)
  • Vance Green – VP, Ag & Commercial Lender (NMLS ID #1449408)
  • Carol Shiver – Mortgage Lending Officer (NMLS ID #775800)
  • Michelle Brown – Consumer Lending Officer (NMLS ID #2263202)
 
Planters & Citizens Bank NMLS ID #770456